If you’re not be able to find the article you are looking for, please contact the OTR team.
Below the Surface: Underwriting Skin Disorders Associated with Systemic Diseases
Click here to access this article. While many dermatological conditions don't raise significant mortality concerns, some skin diseases are...
ALU Survey: Understanding and Supporting Employees: Key Insights for Underwriting Leaders
Click here to access this article. In 2025, the ALU Survey Committee set out to uncover what’s really happening in the evolving world of...
EHR vs. Labs and Vitals: Underwriting Powerhouses Go Toe-To-Toe!
Click here to access this article. This is the second in a series of papers presenting the findings from Munich Re’s studies on the protective...
Navigating the Neurodevelopmental Landscape: Adolescent Mental Health in 2025
Click here to access this article. The adolescent years are often described as a roller coaster—an apt metaphor for the complex interplay of...
From Benign to Malignant: Underwriting the Spectrum of Plasma Cell Disorders
Click here to access this article. Life and health insurance underwriting is evolving rapidly to accommodate an ageing population. Whereas...
Artificial Intelligence and Use Cases in Life Insurance
Click here to access this article. Here’s a firsthand insight into how artificial intelligence (AI) is changing core insurance workflows and...
Nicotine Biohacking: Emerging Trends and Underwriting Implications for Life Insurers
Click here to access this article. Nicotine biohacking— the use of patches, pouches, or gum by non smokers to enhance focus, suppress appetite,...
The Life Underwriting Profession in Korea
Click here to access this article. William M. Tilford, Certified FALU, FLMI, CLU, of Tilford Consulting in the United States interviews Hyeyun...







