If you’re not be able to find the article you are looking for, please contact the OTR team.
The Complete September 2026 Issue
This issue is fully hyperlinked and bookmarked for easy navigation.
Modern Underwriting Evidence Demands a New Decision Philosophy
Click here to access this article. The author contends that life insurers need a new “decision-first” underwriting philosophy built around decision...
Chronic Interpersonal Trauma: An Underrecognized Long-Term Medical Risk in Women
Click here to access this article. Chronic interpersonal trauma, including domestic violence and sexual abuse, represents a significant yet often...
Journey into the Insurance Industry Part 3: It Takes a Village! Small but Mighty
Click here to access this article. In the final installment of the Journey into the Insurance Industry series, three industry professionals...
Footsteps of a Fraud – Social Engineering
Click here to access this article. Identity crimes are nothing new to insurance, but the intensity in which threat actors are conducting attacks...
The Ethical Application of Artificial Intelligence as a Medium Across the Life and Health Underwriting and Claims Continuum
Click here to access this article. This paper argues that artificial intelligence must be understood not merely as a tool, but as a medium that...
Surprise Findings: Mortality Patterns in Life Insurance Applicants with Declinable Lab Results
Click here to access this article. Accelerated underwriting has altered the pool of insured risks for life insurance carriers by including some...
To Serve Man: Why Underwriters Can’t Afford to Wait for IT to Catch Up on AI
Click here to access this article. This article explores the growing gap between enterprise-approved artificial intelligence tools and the rapidly...







