Click here to access this article. This article examines the evolving landscape of underwriting college athletes amid the rapid expansion of Name, Image, and Likeness (NIL) compensation and the transformative NCAA settlement. Recent regulatory changes now allow...

Click here to access this article. I am honored and excited to lead this year’s AHOU Executive Committee as the President. This role gives me the opportunity to build on the achievements of our past leaders while helping shape a clear vision for our future. As we...

Click here to access this article. Advancements in imaging—CT, MRI, and ultrasound—have greatly improved diagnostic accuracy but have also led to a sharp rise in incidental findings, or “incidentalomas.” These unexpected abnormalities now appear in up to 40% of...

Click here to access this article. The evolving mortality of HIV reflects one of the most significant medical advancements of the past four decades. After its emergence as a modern pandemic in the early 1980s,HIV once carried a near certain progression to AIDS and...

Click here to access this article. Today’s competitive underwriting environment requires faster decisions with less friction. Contrasting this is the need to place risks in the appropriate risk and premium classification. Underwriting requirements have shifted due...

Click here to access this article. This article examines the interconnected roles of falls, frailty, and functional status in assessing mortality risk among older adults. Falls are highly prevalent in individuals overage 65 and frequently lead to serious injuries,...

Click here to access this article. Accelerating technology transformation in life insurance is uniquely difficult because it is an organizational challenge, not just a technical one. Historically, underwriting systems were built around specific products rather than...

Click here to access this article. Munich Re's latest study demonstrates how data-driven analysis and insurance medical expertise can fundamentally change risk assessment in disability insurance. The systematic analysis of over 1,000 medical diagnoses and their...

Click here to access this article. William M. Tilford, Certified FALU, FLMI, CLU of Tilford Consulting in the United States, interviews Paul Donnelly, a European insurance technology professional in Ireland with a career including roles at Munich Re, FINEOS, and...

Click here to access this article. This article presents the first installment of a three-part series examining how professionals enter the insurance industry through varied career paths. As volunteers in the life insurance industry, partnered together through...