Underwriting
Can We Care Too Much?
“Caregiver syndrome” or “caregiver stress” describe individuals tasked with caring for another person at the expense of personal mental health. Learn more in OTR.
Underwriting
Underwriting
Explore Alzheimer’s Disease and Dementia
Better understand Alzheimer’s and dementia, including progress in risk detention, risk reduction and prevention, and advances in treatment. Learn more.
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Walking on Thin Ice: Navigating Risk Assessment in Winter Sports
Consider some surprising facts about winter sport risks, including participation, fatality and mindset trends for underwriters to watch. Read more.
Underwriting
Explore COVID-19 and Multisystem Inflammatory Syndrome
Children have not been spared from COVID-19. Review research into multi-system inflammatory syndrome in children (MIS-C), including timing, symptomatology, and complication potential. Read more.
Underwriting
Lost in translation: foreign national underwriting, explained.
Foreign national business has been growing in the US for several years. High-net-worth individuals want to diversify their portfolios into US investments which include life insurance, yet understanding the foreign national segment can be challenging. […]
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Is marijuana mortality just smoke and mirrors?
Tetrahydrocannabinol (THC) use has increased substantially in the last decade. Curious what the science says about health impacts and mortality implications, and how use and age patterns can guide underwriting decisions? Read more.
Underwriting
Evolution of a crisis – what can COVID-19 teach us?
There is no guide for a pandemic, but insurers can learn lessons in compassion, communication, and common purpose. Gain views from three leaders in OTR.
Underwriting
Counting every voice: the 2020 Life Underwriting Census
Well rounded, highly educated, younger and growing in numbers. The profession of Life Underwriter is changing. Curious? Read more in OTR.
Underwriting
Getting real about risk.
In the ideal world, a life underwriter would have all the information necessary to assess risk. But in reality, such data can be elusive. Get pragmatic best practices in OTR.
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Hitting a sweet spot with HbA1c.
As diabetes reaches record levels, could the standard glycated hemoglobin A1c test to detect diabetes also serve as a blood biomarker for mortality? Rethink the purpose of this popular test.