Underwriting

Can We Care Too Much?

“Caregiver syndrome” or “caregiver stress” describe individuals tasked with caring for another person at the expense of personal mental health. Learn more in OTR.

Uncategorized

Is marijuana mortality just smoke and mirrors?

Tetrahydrocannabinol (THC) use has increased substantially in the last decade. Curious what the science says about health impacts and mortality implications, and how use and age patterns can guide underwriting decisions? Read more.

Real world
Underwriting

Getting real about risk.

In the ideal world, a life underwriter would have all the information necessary to assess risk. But in reality, such data can be elusive. Get pragmatic best practices in OTR.

Diabetes Test
Uncategorized

Hitting a sweet spot with HbA1c.

As diabetes reaches record levels, could the standard glycated hemoglobin A1c test to detect diabetes also serve as a blood biomarker for mortality? Rethink the purpose of this popular test.