There appears to be no limit to the rate of increase of overweight and obesity in the US. Currently, using standard BMI definitions, approximately 70% of the US population is overweight, with 42% of those obese, with a BMI (Body Mass Index) 30 or greater. These...

This is the final article in a series on Electronic Health Records. The first article introduced Electronic Health Records, while the second article introduced data standards and the work underway to define data standards for life underwriting. The third article...

Underwriters and insurance company risk executives often ask me what advanced planning professionals think about the upcoming expected sunset of the federal estate tax exemption and sunset of the lower federal income tax rates. The answer varies from planner to...

Click here to access this article. Underwriting social media influencers presents a distinct set of challenges owing to the industry’s dynamism and unique risk factors. Effective evaluation requires a holistic approach that considers income sources, career...

Click here to access this article. A hot topic on this year’s conference circuit has been the use of artificial intelligence (AI) in life insurance underwriting. While the industry is still in the early phases of determining how to best tap AI’s potential, there...

This is the third article in a four-article series addressing Electronic Health Records (EHR) and their use in the life insurance industry. There are subtle differences in the types of EHR, and those differences need to be understood so the use of these data...

Click here to access this article. Attention, disability underwriters! The author attended the annual International Disability Income Society (IDIS) conference for 2023 and shares her thoughts. In addition to producers, distributors and product experts, disability...