Click here to access this article. With exam season on the horizon, students have already begun preparing for this pivotal milestone in their professional journey. This article aims to demystify the exam format by outlining the structure and types of questions...

Click here to access this article. Radiological assessment plays an essential role in underwriting decisions, particularly when evaluating cancer risk and other serious pathologies. In radiology, RADS stands for Reporting and Data System, which provides...

Click here to access this article. Behavioral science provides actionable insights into the psychology behind dishonesty that can help insurers more proactively address disclosures. Key Takeaways: Good people lie for a variety of reasons that may seem illogical,...

Click here to access this article. This article provides an overview of the Academy of Life Underwriting organization and summarizes the many educational opportunities the association offers to our industry....

Click here to access this article. Hepatitis C (HCV) is a blood-borne viral liver infection affecting over 1% of the U.S. population. Discovered in the mid-1970s by Harvey Alter, MD, it was initially called „non-A, non-B hepatitis.“ The virus spreads primarily...

Click here to access this article. Synthetic identity fraud in life insurance has skyrocketed, costing the industry $30 billion annually and accounting for as much as 85% of identity fraud cases, targeting vulnerable groups like children and the elderly. AI is a...

Click here to access this article. Insurance fraud represents a hidden “tax” that costs Americans over $308 billion annually, with each family paying approximately $3,500 per year through higher premiums and increased costs of goods and services. Fraudsters are...

Click here to access this article. The integration of novel data sources into underwriting programs is not just a technological advancement; it is a strategic imperative. This article examines the process of evaluating a given data asset or tool from three distinct...

Click here to access this article. This is the third and final article in our series presenting the findings from Munich Re’s studies on the protective and operational value of electronic health records (EHRs) in the underwriting process. Our research is based on...

Click here to access this article. Post-issue audits (PIAs) have long been treated as a compliance necessity, often deprioritized in favor of new business growth. However, attitudes are shifting as life insurers recognize the strategic value of PIAs for risk...