Click here to access this article. While many dermatological conditions don't raise significant mortality concerns, some skin diseases are associated with systemic manifestations that can impact risk...

Click here to access this article. In 2025, the ALU Survey Committee set out to uncover what’s really happening in the evolving world of Underwriting. We aimed to explore our workflow trends, but also the motivations of individual contributors and how leadership...

Click here to access this article. This is the second in a series of papers presenting the findings from Munich Re’s studies on the protective and operational value of electronic health records (EHRs) in underwriting workflows. Our research is based on the premise...

Click here to access this article. The adolescent years are often described as a roller coaster—an apt metaphor for the complex interplay of biological, psychological, and social changes that define this critical developmental period. In 2025, the urgency to...

Click here to access this article. Life and health insurance underwriting is evolving rapidly to accommodate an ageing population. Whereas applicants were traditionally younger than 50, underwriters now routinely assess individuals well into their 70’s. This...

Click here to access this article. Here’s a firsthand insight into how artificial intelligence (AI) is changing core insurance workflows and where the next wave of risk and opportunity lies. It has already made significant inroads in the life insurance industry,...

Click here to access this article. Nicotine biohacking— the use of patches, pouches, or gum by non smokers to enhance focus, suppress appetite, and boost energy—is a growing trend among professionals aged 30–50. While biohackers avoid the risks of smoking, they may...

Click here to access this article. William M. Tilford, Certified FALU, FLMI, CLU, of Tilford Consulting in the United States interviews Hyeyun Ahn, MPH, RN, FALU, KFLU, FLMI, ACS, ARA, Claim Adjuster, the Head of Underwriting of Korean Reinsurance Company’s Life...

Click here to access this article. The Twin Cities Association of Home Office Underwriters (TCAHOU) held their 70th Annual Spring Seminar in Minneapolis, MN, on May 15, 2025. The seminar offered a choice of half or full day programming and featured four dynamic...

Click here to access this article. Dive into our Author Spotlight and learn more about one of this issue's contributing authors.  Find out what inspires their work and the experience and expertise they bring to...